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Baccarat Rules


Baccarat is most popular in the middle east but is played in major casinos all over the world. In this thrilling game the player predicts that either their hand will win, the banker's hand will win, or that the game will result in a tie (draw).


The object of baccarat is to predict if the player or the banker's hand will get a point value closest to 9.

All ten-value cards (including jacks, queens and kings) count as zero and Aces count as one, suit is irrelevant. The hand with the highest point value wins.

The highest total any baccarat hand can have is nine. Two cards with a total of nine is called a "natural" and cannot lose. A total of eight is the second-best hand and is also called a "natural". If both the player and banker are dealt identical hands, it's called a stand-off (a tie) and neither the banker nor the players hand wins.

You do not receive any cards, or play against anyone; the game is to predict which hand will beat the other.

The player and the banker are each dealt a two-card hand. Following standard baccarat rules, a third card is dealt to the player and/or the banker if the hand is not a "natural": If anyone is dealt a Natural the game ends and no more cards are dealt.

Card Values:

Ace = one point
Face (picture) cards and tens = zero

All other cards carry the point value stated on the card. If the cards in a hand total ten points or more, simply subtract ten; the remainder is the baccarat point value of the hand. For example: 8+8=16, which counts as a 6 in baccarat; and a Jack+7=17, which counts as 7.

Baccarat Rules

Third Card Rules

The below baccarat rule chart governs when the player and/or the banker will automatically be dealt a third card.

Point Value of First Two Cards: Action Required
0-1-2-3-4-5 Draws a third card
6-7 Stands
8-9 "Natural hand", no further draw


Point Value of First Two Cards: Draws when the player´s third card is: Does not draw when the player´s third card is:
0-1-2 Always draws a card -
3 0-1-2-3-4-5-6-7-9 8
4 2-3-4-5-6-7 0-1-8-9
5 4-5-6-7 0-1-2-3-8-9
6 6-7 0-1-2-3-4-5-8-9
7 Always stands -
8-9 Player cannot draw Player cannot draw


Winning Wager Odds Payout
Banker (receives 5% commission) 1 - 1
Player 1 - 1
Tie 8 - 1


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